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We Get Finance Approval Options

Award-winning Finance Brokers that help grow your Business

We can get you the best - Approval Option

There are different ways to get your finance approved. Together we can decide what is the best option for your business. The Finance that we offer you is sourced from any of our wide range of lenders. 

Not sure if you need: Low Doc, Medium Doc, Full Doc, Balloon, Replacement Finance? Let us help.


Low Doc

If you own property and have property equity, have traded under same ABN for 2 years and have clear credit record. You are approved

Available for all primary assets on wheels or tracks from $20,000 to $300,000 – no financials required. New or Used up to 30 years old with loan terms up to 7 years. 

We have amazing options:

  • 1 year ABN options for primary assets on wheels or tracks.
  • No-deposit required for non-property owners up to $75,000.

Medium Doc

We are also offering Medium Doc Finance for most equipment up to $500,000.

This means that with limited paper work your business can get approval for your equipment needs. The equipment will need to be no older than 12 years old at the end of a maximum 5 year finance term. You will qualify for this loan policy if you satisfy the following:

  • Home owner (current rates notice to be provided) and
  • Existing ‘A’ rated commercial credit running for at least 12 months
  • Copy of last BAS statement
  • Copy of your current ATO Integrated Tax portal
  • Trading for min. 2 yrs in industry

Full Doc

Full doc finance enables you to borrow unlimited dollars for your equipment. This is a fully disclosed finance option and will always get you the best rate available. It requires you to provide us with all your current financial data and is required for the following reasons:

  • You require the best deal possible and you have figures to enable that
  • The equipment can be up to 30 yrs old at end of term depending what it is that you are financing
  • You will need to use this Full Doc option if the equipment is valued over $500,000
  • This option must be used if you have a tax debt or default to enable full disclosure

Replacement Policy

Up to $500,000 – Equipment Finance Replacement Policy

This product allows you to replace a piece of equipment finance which you just paid out because you sold the equipment or simply finished the finance term.

This is a no financials product that will allow you to replace your equipment finance facility even up to 6 months from the end of your last equipment loan.

You will qualify for this Equipment finance policy if you satisfy the following:

• Good Credit History
• New repayments are not more than 30% greater than old repayments
• Age of Equipment – New to 7 yrs old
• Goods do not always need be like for like industry related
• Trading for min. 2 yrs in industry


Benefits of having us as your Finance Broker

Check out the Equipment Finance Options Page for more details.

Client satisfaction is paramount to us, Contact Us now and experience the difference with Commercial Point Finance.